Mar 01

Jack and Jim want to earn some money. They both have different plan for that.

Jack creates “something” that earns him 10 cents everyday. It may take 1 to 3 hours to create it. But when it’s completed, Jack gets 10 cents the next day, another 10 cents the day after, and so on. This 1 to 3 hour work keeps earning Jack 10 cents everyday, forever. So Jack creates one of this each day. After 30 days, Jack has 30 of these “something” that earn him $3 per day.

On the other hand, Jim finds a job with $1000 monthly salary. He works 8 hours a day for 5 days a week. At the end of the month, Jim receives his $1000 salary. The next month, Jim has to work again to get another $1000.

How will both Jim and Jack fare financially? Let’s do the math…

1 0.10
2 0.20
3 0.30
4 0.40
5 0.50
. .
29 2.90
30 3.00
31 3.10 1000.00
Total: 49.60 1000.00

At the end of first month, Jim collects his $1000 salary. However, Jack only collects a total of $49.60. Poor Jack. He gets so little for the first month. Jack surely admires Jim’s $1000 salary. Now, if Jack stops creating that “something” that earns him 10 cents daily, he can only get $46.50 for the second month. So Jack continues to create one each day.

Now let’s see their monthly progress…

Jack Jim
Month Amount Amount
1 49.60 1000.00
2 127.40 1000.00
3 232.50 1000.00
4 316.50 1000.00
5 421.60 1000.00
6 499.50 1000.00
7 610.70 1000.00
8 706.80 1000.00
9 775.50 1000.00
10 895.90 1000.00
11 958.50 1000.00
12 1085.00 1000.00
Total 6679.50 12000.00

At the end of that year, Jim gets a total of $12000 while Jack gets a total of $6679.50. Note that for the last month, Jack gets $1085.00 which is higher than Jim’s monthly salary of $1000. That means, if Jack stops working, he still gets more money than Jim. Jack can relax at home while Jim still has to work 8 hours a day. Now, Jim really has to admire Jack for not having to work.

What if Jack still continues to create the “something” that makes him10 cents a day? Here is his yearly progress.

Jack Jim
Year Amount Amount
1 6679.50 12000.00
2 20002.00 12000.00
3 33324.50 12000.00
4 46647.00 12000.00
5 59969.50 12000.00
6 73292.00 12000.00
7 86614.50 12000.00
8 99937.00 12000.00
9 113259.50 12000.00
10 126582.00 12000.00
Total 666307.50 120000.00

At the end of second year, Jack’s annual income exceeds Jim’s annual income. And after 10 years, Jack’s total earning is more than 5 times of Jim’s total earning. And the main point is, Jack can stop working anytime and still enjoys higher earning than Jim.

Now you may ask,

“Is this possible?”


So what is the “something” Jack does everyday to earn his daily 10 cents? It is creating website content and make money with Google Adsense advertisement. By just creating one page a day, Jack gradually build up his website  to earn lots of money in the long run.

The projected number is in theory only. It’s not that you will get 10 cents tomorrow for the web page you create today. There will be ups and downs in your earning. But on average, you will see that pattern emerging. I’m also stating a very conservative number. A lot of web page is earning more than 10 cents a day on average.

Oppsss… I forgot to let you know the number’s currency is in Malaysian Ringgit (RM). So RM 0.10 a day is less than 3 cents USD a day. It’s not very hard to get this number. When your website gets more traffic, this average amount will shoot up beyond your expectation.

So which plan do you want to follow?

The good news is, you can have both! Continue doing your job while building your website in your free time. It’s best if you can create one page everyday. The problem is…

  • How long can you continue creating one web page per day?
  • How long can you keep going when you don’t see good income in the beginning?
  • Are you willing to learn how to build good website or blog?

As usual, you reap what you sow.

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